Meet Ashley

Fees and Payment Policies

Rates  Please call to inquire. Rates vary depending on types of services provided.

 

Self-Pay 

I have chosen not to work directly with insurance companies for the following reasons:

  • Insurance companies require me to assign a mental health diagnosis in order to cover the cost of therapy.  Many individuals who seek counseling do not necessarily have a mental health diagnosis. I prefer not to be forced to provide one.

  • Many insurance companies place restrictions on the types of services they cover. For example, many insurance companies do not cover family counseling. 

  • Insurance companies may place restrictions on the course and duration of treatment. This restricts my ability to prescribe the treatment plan I believe will be most beneficial for you.

  • Limited privacy and confidentiality due to increased number of persons handling claims

 

By choosing to not take insurance, I ensure that you are in control of your care, have increased privacy and confidentiality, and will not carry a mental health diagnosis on your medical record. Furthermore, the course and duration of your treatment will not be determined by a third party.

 

Reimbursement

If you would like to file for insurance reimbursement, I will provide statements for you to submit. I have found that some insurance companies reimburse as much as

50-100% of out-of-network services.  Please check your coverage for out-of-network mental health services by asking your insurance company the following questions:

 

  • Do I have mental health insurance benefits?

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • What is the coverage amount per therapy session?

  • Do I need a referral from my primary care physician?

 

Payment 

Payment is due at the start of each session.
Cash, checks, and major credit cards are accepted.
 

Cancellation Policy

I completely understand there may be instances that cause my clients to have to cancel their appointments. If you need to cancel an appointment, please notify me 24 hours prior to your therapy session in order to avoid being charged for the missed appointment. This can be done by directly calling the office or responding to the automated text reminder. If the session is canceled less than 24 hours prior to your appointment time or you miss your appointment without notice, you will be charged for the missed session.

Contact Us

Ashley Crooks

LPC, NCC, MS, CAC

(609) 525-4517

Ashley@CounselingByTheSeaNJ.com

Contact Us

Address

854 Asbury Avenue

2nd Floor, Suite 250

Ocean City, NJ 08226

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